Accident Protector

From R59 p/m

Full medical aid is too expensive for most families yet the cost to get medical cover for accidents is far more affordable to most. Let’s face it accidents happen to us all old or young. We all want the best care, but private medical cover is unaffordable.

Accident Protector offers ambulance and hospital (private facilities included) treatment for members involved in any accident and each member is covered for up to R100,000 of treatment per claim.

We offer two incredible plans. Firstly, Accident Protector for a single person for only R59 per month and then Accident Protector Family for only R99 per month, which will cover two adults and up to three children. Access the best possible care when accidents happen.
 
 

#1

Security company on
10/10
Trustindex rating
Time saves lives. The first 60 minutes after you have been involved in a serious accident is critical. You will want to know that you’ll get to hospital in time and get the right help when you get there…but private medical costs are not cheap!
HelpMe has developed an Accident Protector benefit which is extremely affordable.
If you’re involved in an accident you’re covered for up to
R100 000 for:
If you’re involved in an accident you’re covered for up to R100 000 for:
Emergency medical transportation (Over 2000 service providers. Evacuation done by ambulance).

Guarantees with the hospital are arranged whilst the patient is on route to the hospital ensuring the fastest possible access to treatment. (Correct procedures to be followed)

In-hospital medical costs for stabilisation and treatment up to the plan limit. Evacuation is included in the plan limit.
If your limit of R100 000 has been reached, transportation to the nearest public facility will be arranged.

With Accident Protector Family you as the Main Member can add 1 additional adult and 3 additional children to your plan for free. If you have a large family you can add an additional 4th child to your plan for an extra R19, so you can make sure your family is safe with Accident Protector.

Please note Accident Protector Single is only available to the Main Member. To add more members or include your family on your Accident Protector plan, try Accident Protector Family.

Accident Protector is underwritten by Yard Insurance, a Licensed Non‑Life Cell Captive Insurer and Authorised Financial Services Provider (FSP 17704).

Why not UPGRADE TODAY and enjoy peace of mind that, in an accident or medical emergency, we’ve got you covered?

24/7 Expert Crisis Support Team

Our expert crisis team will co-ordinate anything from a simple breakdown to a life-threatening event. With Security, Medical and Breakdown specialists, our experts have your back 24/7. Our Team co-ordinate over 1000 incidents each day in SA.
Learn more

Accident Protector

No medical aid or hospital plan? This service offers ambulance and hospital stabilisation for members involved in an accident – private facilities included.
Learn more

Accident Medivac

In the event of an accident-related medical emergency, activate a panic alert on the HelpMe app and we’ll arrange a private ambulance to provide emergency medical assistance and transport you to the nearest appropriate local government hospital or clinic.
Learn more
Our Reviews
Posted on Google Google
BOKANG MVULA profile picture
BOKANG MVULA
30 October 2026
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I had a wonderful experience with Helpme App and with the emergency services, the response was very quick and security was dispatched within a space of 2 Min. My wife was also happy and we would even recommend our friends and friends to join Helpme. Thank you Helpme for being there for me and my family 🌹🌹👌👌👌😊😊
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Francois Schutte profile picture
Francois Schutte
28 October 2026
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Overall an excellent service provider, providing a safe and effective roadside assistance along with Friendly and professional personnel fully equipped to get any Job done timeously
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Nhlanhla Trevor Kumalo profile picture
Nhlanhla Trevor Kumalo
22 October 2026
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+0
Good
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annette mahlangu profile picture
annette mahlangu
14 October 2026
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Quick response time and very professional team.Thank you so much for everything.You guys are amazing....
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sulayah khan profile picture
sulayah khan
12 October 2026
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Nolwazi Ngidi has been such an amazing service provider. I would truly recommend her to everyone, including Elixi Medical Insurance
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mandlenkosi simayile profile picture
mandlenkosi simayile
7 October 2026
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I just pressed a panic button once.and got attended to instantly and provided with an affordable tow truck service to the safe point. I got checked regularly of my state.i truly appreciated the service
Posted on Google Google
Elsie Matsimbi profile picture
Elsie Matsimbi
30 September 2026
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+0
The panic button really works I got help within minutes after pressing it.I am grateful for the excellent service."
Posted on Google Google
Jeanette Ndongeni profile picture
Jeanette Ndongeni
22 September 2026
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Happy with product i feel free from now on in my own country 👌♥️❤️🙏
Posted on Google Google
MMUSO TATISM profile picture
MMUSO TATISM
22 September 2026
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It's working properly
Posted on Google Google
Druza profile picture
Druza
22 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Now I feel safe after having this app
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